Huntington’s New Fixed Annuity Offers Alternative to Certificates of Deposit

COLUMBUS, Ohio, May 2, 2011 /PRNewswire/ — The Huntington Investment Company, a
wholly owned subsidiary of Huntington Bancshares Incorporated (NASDAQ: HBAN;
www.huntington.com), is launching a new fixed annuity May 2, 2011 that provides
customers with a higher rate than many certificates of deposits, tax deferred
interest earnings and a unique feature that allows customers to exit the product
if renewal rates decrease by more than a half percent.

The Huntington SecureFore 7, issued by Forethought Life Insurance Company and
offered by licensed professionals in Huntington branches, is a seven-year fixed
annuity that allows the customer to lock in a rate for three or five years. At
the end of that term and annually after that, the rate is reset. Customers can
exit the contract with no penalty if the renewal rate drops more than a half
percent below their base rate.

“In 2010, Huntington introduced its ‘Fair Play Banking’ philosophy toward
greater transparency and value for our customers,” said Rob Comfort, president
of The Huntington Investment Company. “We see our new SecureFore 7 fixed annuity
as a continuation of this commitment to Fair Play Banking, as it allows our
customers access to a higher rate of return plus the ability to exit the product
with no penalty if renewal rates drop more than half a percentage point, giving
customers flexibility and control over their money.”

This single-premium, fixed annuity is available for non-qualified, IRA and Roth
IRA plans. Other features include the following:

— Choice of two optional guaranteed interest rate periods (three or five
years);
— Optional return of annuity deposit guarantee;
— Up to 10 percent of the contract value can be withdrawn annually after
the first policy year without incurring withdrawal charges;
— Entire initial deposit can be withdrawn penalty-free after the
guaranteed interest rate period expires if the renewal rate falls more
than a half percent below the base rate; and
— Avoidance of probate for beneficiaries.

“Forethought is thrilled to be partnering with Huntington to offer this
product,” said Paula Nelson, president of Forethought Distributors, LLC. “Like
Huntington, Forethought is focused on providing innovative products that can
help financial professionals best meet their clients’ needs.”

Investment and Insurance products and services are offered by The Huntington
Investment Company, member FINRA/SIPC, a Registered Investment Adviser and a
wholly-owned subsidiary of Huntington Bancshares, Inc.

Investment Products are NOT A DEPOSIT NOT FDIC INSURED* NOT GUARANTEED BY THE
BANK* MAY LOSE VALUE* NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

About Huntington

Huntington Bancshares Incorporated is a $53 billion regional bank holding
company headquartered in Columbus, Ohio. Founded in 1866, Huntington provides
full-service commercial, small business, and consumer banking services; mortgage
banking services; treasury management and foreign exchange services; equipment
leasing; wealth and investment management services; trust services; brokerage
services; customized insurance brokerage and service programs; and other
financial product and services. The principal markets for these services are
Huntington’s six-state banking franchise: Ohio, Michigan, Pennsylvania, Indiana,
West Virginia, and Kentucky. The primary distribution channels include a banking
network of over 600 traditional branches and convenience branches located in
grocery stores and retirement centers, and through an array of alternative
distribution channels including internet and mobile banking, telephone banking,
and over 1,300 ATMs. Through automotive dealership relationships within its
six-state banking franchise area and selected New England states, Huntington
also provides commercial banking services to the automotive dealers and retail
automobile financing for dealer customers.

Member FDIC. The logo mark and Huntington® are federally registered service
marks of Huntington Bancshares Incorporated. ©2011 Huntington Bancshares
Incorporated.

SOURCE Huntington Bancshares Incorporated

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